I've spent a lot of time talking about how gym memberships are a complete waste of time and money. For most people, they make about as much sense as skipping all your errands to spend the day taking joyrides up and down a toll road. The fact is, we all have chores that need to get done around the house which all represent opportunities for exercise and cost savings by not paying someone else to do them for you. They may not be as physically demanding as splitting wood, but they all involve doing things that need to get done anyway and, more importantly, occupying your time by doing something other than eating, the leading cause of fatness. Now, I'm not proposing that you start tilling your garden with a fork just to keep yourself out of the kitchen. There's always a delicate balance between efficiency, exercise, cost savings and enjoyment of the task at hand when deciding where to spend extra money for efficiency's sake. For example, I know that I could get my...
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